Internal Revenue Service United States Department of the Treasury
Level Basic Advanced Military International

Refund and Amount of Tax Owed

Refund or Tax Due

Refunding the Entire Amount

Direct Deposit

Encourage taxpayers to use direct deposit; direct deposit refunds are received faster than checks (usually within 10 to 14 days) and eliminate the possibility of a check being lost or stolen. Direct deposit is more convenient for the taxpayer and saves tax dollars.

To have the entire refund deposited into a single account, enter the Routing Transit Number (RTN) and Depositor Account Number (DAN) in the appropriate section of the return. Enter the account number from left to right, but omit spaces and symbols. Ask taxpayers to show you proof of their bank information; bank deposit slips are not a reliable source for routing and account numbers for direct deposit.


If the routing or account numbers are not valid, the refund will be delayed 4 to 6 weeks. If the direct deposit is rejected, a check will automatically be mailed to the address on the return.

Personal check with Routing Transit Number (RTN) and Depositor Account Number (DAN) labeled.