Mortgage Interest Credit

Taxpayers who hold qualified mortgage credit certificates (MCCs) under a qualified state or local government program may claim a nonrefundable credit for mortgage interest paid. The taxpayer must have a document titled, "Mortgage Credit Certificate (MCC)." The amount of the credit is on the certificate.

This topic is out of scope for the VITA/TCE program and is included for your awareness only. Taxpayers who wish to claim this credit should seek the assistance of a professional tax preparer.